Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership For many Singaporeans, the HDB BTO scheme represents an important opportunity to own a home affordably. Introduced by the Housing & Development Board, the BTO system allows eligible applicants to apply for new flats that are built only when there is https://hdbbto275456666.shotblogs.com/hdb-bto-27-54-49790864