No, they are exclusions underneath the policy. Even so, the coverage might be prolonged to get rid of these exclusions and canopy the mentioned damages and accidents, with a few constraints. Is loading/unloading protected in Contractor's All Risk plan? Decennial liability cannot be contractually excluded and contractors frequently acquire http://angelovmzat.tinyblogging.com/THE-DEFINITIVE-GUIDE-TO-CONTRACTOR-ALL-RISK-INSURANCE-IN-DUBAI-40761044